After another circumnavigation of this wonderful world we find ourselves back in Taipei, Taiwan. This time we even signed a lease.
The neighborhood is great. There is a small park next door, and we are within a 10 minute bike ride of the 2 biggest parks in the city. We are a 5 minute walk to the subway station, and 2 of the big transport corridors for bus / taxi / Uber transit are close by. A weekly public market and a grocery store are just next door, and 100s of restaurants are within 10 minutes by foot. Despite the proximity to everything, it is calm and quiet and our street is lightly trafficked.
What we really liked though was the interior.
“Hey man, it is all well and good that you guys lived like paupers for a decade, but you have to admit… that was totally unsustainable!”
The popular corollary to this statement is, “I don’t want to live like I’m poor forever. I want to live a little.”
If I had a dollar for every time I’ve heard this line of reasoning, I could probably afford to retire, or something.
Or maybe the correct pronoun is they.
Rainbow of Credit (photo credit, badumtss)
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A little over a year ago, with much fanfare Chase launched a new travel oriented rewards credit card, the Sapphire Reserve.
Despite a seemingly steep annual fee ($450), we were eagerly among the early adoptees.
After a year of card use, did the benefits exceed the cost? Let’s check (hint: yes, they did indeed.)
FinCon or Bust
It’s that time of year again, when the world’s financial bloggers converge to communicate, collaborate, and carouse, aka FinCon.
We will miss out since we are back in Asia, but hundreds of others will be converging in Dallas this week. As with any gathering that involves travel, there will be airplane tickets and hotel rooms, a bit of dining, maybe a car rental or Uber, and perhaps even an alcohol related expense or two.
Sounds like a great opportunity to use credit card reward points to get some free travel, right?! Several people on Twitter were considering last minute trips and trying to decide, cash or points.
imho, cash. Every time. Twice on Sunday.
That Time I Intentionally Overdrew Our Bank Account (photo credit)
An important principle at the heart of successful financial management is “don’t spend more cash than you have on hand.”
Cash flow is important. Run out of cash and bad things can happen… banks charge overdraft fees / businesses charge late fees & interest / Uncle Vinny busts your knee caps…
Why then did I overdraw our bank account this month? On purpose. Twice.